Helping your parents or other family members enter a nursing home is always difficult, no matter the financial situation. There is the stress of deciding which home is best for your loved one. There is the sadness in seeing your loved one taken away from the home that he or she has come to love. And there is usually some guilt (or at least second-guessing) about whether the family could shoulder the burden itself.
It is particularly hard when you’re not sure how your loved one is going to pay for it. Most Arkansas residents depend on Medicaid to pay for their nursing home costs. Wilson & Haubert can assist you and your family with the Medicaid application process and, though it may seem daunting and you will have some “homework,” we try to make it as painless as possible. Like any homework, we do our best to outline exactly what you’ll need to do and that begins with providing you with a list of documents that DHS will want.
Here is a list of the types of things we need to complete an Arkansas Medicaid application:
- Social Security Cards
- Medical Supplement Cards
- Birth Certificates
- Complete financial statements from 90 days prior to admission
- All deeds owned within last five years
- And Power of Attorney Documents
- Marriage License
- Property Tax Statements for preceding year
- Utility bills for last 90 days
- Life insurance policies
We want copies of anything and everything related to these documents—you may retain all original documents in your possession. It is also important to provide complete copies of all financial statements (all pages (front and back) and check copies, if applicable.) Doing so provides DHS with detailed information on all expenditures. The more details in your Medicaid application, the better.
Work through that complete list one item at a time and you will soon have everything we need to go along with your Arkansas Medicaid application. We will organize the documentation and spreadsheet to include all assets so we may have clear, concise materials for our files and for DHS’s review. Having all those preliminary supporting documents upfront with the application makes our job and DHS’s job much easier. (Which means you are likely to get approved for Medicaid faster!)
There will most likely be additional items a Medicaid caseworker will request later as they work through the case. But, having done the bulk of document gathering at the beginning of the application process means less work later when a deadline is looming for those items. At the end of the day, we are here to help answer questions and assist in streamlining the process for you and for your caseworker.
Please contact us if you are concerned about you or a loved one qualifying for Arkansas Medicaid. It may be cliché, but when it comes to planning for long-term care, an ounce of prevention is worth a pound (maybe five pounds!) of cure.