How to Stop Wage Garnishment in Arkansas

No one likes to feel out of control, at the mercy of someone or something else through wage garnishment. Unfortunately, for thousands of workers in the United States, that is the reality of their financial situation. Through an invasive process known as “wage garnishment,” a single creditor may take a large percentage of a person’s paid wages.

Bankruptcy | Chapter 13 | Chapter 7   •    Jul 24 2020

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How much does a car loan cost? Options in bankruptcy

How Much is that Car Loan is Really Costing?   Transportation is a Necessity   Cars have become a necessity we rely on for our everyday lives.  They are important tools for getting us to and from work, the grocery store, or doctor’s appointments.  Today, most cities are designed to accommodate car travel, making it impractical to travel by more cost-efficient means like…

Bankruptcy | Chapter 13 | Chapter 7   •    Mar 18 2020

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Help! My tax refund is being garnished!

Bankruptcy | Chapter 13 | Chapter 7   •    Jan 2 2020

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Bankruptcy Means Test | Are You Eligible?

The “Means Test” what does it all mean? The bankruptcy means test is used decide to see who is eligible for a Chapter 7 bankruptcy. People often are worried about the means test, but it is not as bad as it seems. If you make less than the median income for the state, here is…

Bankruptcy | Chapter 13 | Chapter 7   •    Jul 30 2019

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Bankruptcy Discharge: What Is It and When Does It Happen?

At the end of your bankruptcy, you get a discharge – a court order that relieves you from your obligation to pay your debts. You get a discharge at the end of your Chapter 7 or Chapter 13 bankruptcy only after completing all of the requirements for your case. The benefit of a discharge is…

Bankruptcy | Chapter 13 | Chapter 7   •    Jul 23 2019

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Bankruptcy, Debt Settlement, or Debt Consolidation? Is There a Difference?

If you’re falling behind on debt payments, two of the options you can explore are bankruptcy and debt consolidation. So how will you know which is right for your situation? First, some definitions: • Bankruptcy: The legal process of eliminating or reducing the amount of debt owed under the United States Bankruptcy code. • Debt…

Bankruptcy and Unsecured Debt

Unsecured Debts Debts that are unsecured (e.g. credit cards, medical bills, etc.) are those which are not secured (secured means if you do not pay, the can repo or foreclose, e.g cars, house, etc.) anything you own. The creditor does not have a right to repossess anything if you don’t pay the debt. In general,…

Bankruptcy | Chapter 13 | Chapter 7   •    Jun 18 2019

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Arkansas Bankruptcy Exemptions

Bankruptcy | Chapter 13 | Chapter 7   •    Dec 31 2018

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Bankruptcy | Student Loans and other Unforgivable Debts

Bankruptcy | Chapter 13 | Chapter 7   •    Dec 17 2018

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Filing Bankruptcy and Retirement Accounts

Bankruptcy | Chapter 13 | Chapter 7   •    Dec 10 2018

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