What to do if you see discharged debts on your credit report

Have you checked your credit report recently? You may be surprised to find discharged debts still listed on your report. Discharged debts are those th ...

How much does a car loan cost? Options in bankruptcy

How Much is that Car Loan is Really Costing?   Transportation is a Necessity   Cars have become a necessity we rely on for our everyday liv ...

Help! My tax refund is being garnished!

Who can garnish my tax refund? There are four types of debt for which the federal government will withhold your tax refund or send it to one of your ...

Bankruptcy Means Test | Are You Eligible?

The “Means Test” what does it all mean? The bankruptcy means test is used decide to see who is eligible for a Chapter 7 bankruptcy. People often a ...

Bankruptcy Discharge: What Is It and When Does It Happen?

At the end of your bankruptcy, you get a discharge – a court order that relieves you from your obligation to pay your debts. You get a discharge at ...

Bankruptcy, Debt Settlement, or Debt Consolidation? Is There a Difference?

If you’re falling behind on debt payments, two of the options you can explore are bankruptcy and debt consolidation. So how will you know which is r ...