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January 22, 2019

How to Stop Creditor Calls and Harassment

Creditor harassment is a major reason people seek bankruptcy assistance. Phone calls at home, work, threatening letters, lawsuits, garnishments, and bank seizures can make your life more difficult than it already is. When the creditor harassment is too much, call an experienced bankruptcy attorney and get some relief! Once you file your bankruptcy petition, all creditor harassment must stop immediately.

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January 22, 2019

How to deal with Credit Card debt

In most cases, if you have already decided to file for bankruptcy, continuing to make credit card payments is a waste of money. So,if you are going to file bankruptcy, then you should probably stop paying your credit cards. But if you are still undecided about bankruptcy or may not file your case for a long time, stopping your credit

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January 22, 2019

How to deal with medical bills

There’s no such thing as a “medical bankruptcy”. Even though you’re filing a bankruptcy case to get rid of overwhelming medical debt, you won’t be able to limit the case to just outstanding medical bills. The bankruptcy laws are designed to be as fair as possible to the debtor (the person who files the bankruptcy case) and to the creditors.

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January 22, 2019

How to deal with past taxes

If you’re thinking of filing bankruptcy because of heavy tax debts, there are some things you need to know before doing so.  The Bankruptcy Code makes it pretty difficult for you to get your tax debts discharged, because the government’s trying to get paid.  However, it is possible to get some of your tax debts wiped out.  You just have

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January 22, 2019

Can I appeal an Arkansas Sex Offender Level Assessment?

Many individuals who have completed a sex offender assessment disagree with the level assigned to them by the committee. It is possible to appeal your assessment.  To successfully appeal, it’s very important to have a lawyer who understands the process. You can appeal, but you need to start the process as soon as you get your notification letter. There are

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January 15, 2019

How to Control Your Retirement Accounts after Your Death

More and more people own retirement accounts that are connected in some way to IRAs.  It’s also true that nearly half of the married people in the country used to be married to someone else.  If you have kids from a previous marriage, you might be nervous about your wife and those kids fighting over your retirement account when you’re

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January 8, 2019

When Do I Stop Accumulating Marital Property in an Arkansas marriage?

In some ways, dividing the marital property during an Arkansas divorce is like reading the gas meter. You had a certain number before you started, so you just measure how much the meter has moved and that’s what’s in the marital estate. Short version: stuff you owned before marriage is yours.  Stuff you got while you were married is marital

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January 1, 2019

Moving to Arkansas. Do I have to register as a sex offender?

The very short answer to this is: it’s complicated.  Let us figure it out for you. If you’re supposed to register, but you just don’t do it because you don’t know if you have to, you can still be prosecuted for not registering.  Don’t chance it. Let us look into your case and tell you whether you have to register.

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December 31, 2018

What is Exempt in Bankruptcy?

This is question everyone asks and for good reason. Everyone is worried about keeping their property and we don’t blame them. You worked hard for it. Most states require you to use state exemptions when you file for bankruptcy. Arkansas allows you to choose between Arkansas or Federal exemptions. However, you must pick one system or the other (you cannot

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December 25, 2018

Can I lose my nursing License for refusing a drug test

Can nurses lose their license if they refuse to drug test? Lots of nurses want to know if they’ll lose their licenses for refusing to take a drug test. The short answer is yes, you can lose your license if you refuse to take a requested drug test. However, it is a little more complicated than that.  If a nurse

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