five star review

I really enjoyed meeting with Jessica and Brandon yesterday. It’s not the best circumstances, but they really put me at ease. They did an emergency filing for me which took a lot of stress off of me. I would really recommend wh Law.

five star review

Brandon and Jessica helped so much. They filed an emergency bankruptcy with $0 down and stopped my creditors fast. Stopping the stress was so worth it..

five star review

Courteous, knowledgeable, and helpful. They made a very difficult time a lot easier. I highly recommend them if you find yourself in need.

five star review

Mr. Haubert is an outstanding attorney. I have had the pleasure of being represented by his office for over a year. In this time the firm has took on exceedingly difficult tasks, and I am extremely grateful for Brandon Haubert for having the knowledge and experience to handle them flawlessly. The peace of mind that I receive from using the firm to protect my family's future is priceless. Anyone who is looking for a trust worthy, honest, and fair priced attorney should use Brandon Haubert. I truly believe that he cares about my family's future.

wh Law, is a debt relief agency. We help people file for bankruptcy protection under the U.S. Bankruptcy Code.

Your Future, Your Freedom, Start Now


No Judgment, Just Help

Get your fresh start today. No more stress. No more phone calls. No more late bills.

$0 Down

Financial Freedom is a Phone Call Away

Bad things happen to good people. If you are having problems paying your bills and it has you stressed, worried, or uncertain; then we can help you get a fresh start. At wh Law | We Help, we have helped clients deal with debt problems. We can help save homes from foreclosure and automobiles from repossession.


Why should I filed Chapter 13 if I qualify for Chapter 7?

If you are behind on your payments and you want to keep that property, then you need to file Chapter 13 instead of Chapter 7. Chapter 13 lets you stop foreclosures and repossessions, and lets you catch up on your payments. If your car was recently repossessed, then you can get it back.

Chapter 13 may save you money. Sometimes you can lower the amount you owe on your car if you purchased the care more than 910 days before you file bankruptcy. Also, you can lower your interest rate on your loan.

What if you don’t have the money to pay a bankruptcy lawyer? A Chapter 13 is cheaper to file. When you file a Chapter 13, you make your payment to the bankruptcy trustee and they pay your lawyer fees.

Bankrupty Blawgs

December 7, 2018

What do I have to include when filing for bankruptcy?

The short answer – Everything! But it’s going to be ok.  Including it in your filing doesn’t mean you can’t keep your stuff.   Assets | Do I have to include all of my property when filing bankruptcy? We’ll start with what everyone is worried about. Keeping their stuff. You do need to list everything you own but including it…

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August 21, 2018

What does an Arkansas Bankruptcy Cost?

Zero Money Down Bankruptcy Schedule Consult Online Call Us for Free Consult There are several parts to the price of a bankruptcy: 1) Attorney’s Fees, 2) Filing Fees, 3) Bankruptcy Courses, and 4) maybe a Credit Report. The biggest issue with filing a case is someone coming up with the filing fee ($335 for Chapter 7 and $310 for Chapter…

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July 31, 2018

Debt Collection and the Fair Debt Collection Practices

Debt Collection and the Fair Debt Collection Practices Act You’re likely reading this because a debt collector is repeatedly calling you trying to collect a debt or because you’ve been served some papers saying a lawsuit has been filed against you to collect a debt.  If so, you should keep reading. A lot of people feel trapped when a debt…

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April 10, 2018

What Happens If Your Business Files for Bankruptcy

If your business has racked up so much debt that you’re thinking about making the difficult decision to file for bankruptcy, don’t hesitate to consult with an experienced business lawyer first.  A lawyer can properly advise you about what happens when you file for bankruptcy, so that you know exactly what you’re getting into. Once you’ve talked to your lawyer…

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March 29, 2018

Legal Options When You Can’t Pay Your Business Debts

If your business has been struggling and you simply can’t pay your debts, it’s time to take stock and consider your options. But what’s the first thing you should do? Consult with a business attorney. If you continue on the path you are on without making any changes, things are likely to become untenable, and your business may never recover….

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March 13, 2018

Why should I choose Chapter 13 Bankruptcy?

First, Chapter 13 may be your only option. Debtors must qualify to file Chapter 7. If you don’t qualify, then you must file Chapter 13. That is an easy one. If you qualify for Chapter 7, you might nevertheless want to file for Chapter 13 for the following reasons: You want to repay your debt. In Chapter 13, you will…

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January 12, 2018

Chapter 7 vs Chapter 13 Bankruptcy

What is the difference between an Arkansas Chapter 7 and a Chapter 13 Bankruptcy? The answer is it truly depends on what you mean with that question. For some people, the difference may not be that significant. For others, it will make a world of difference. General Differences between Chapter 7 and Chapter 13. First, in order to filed Chapter…

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December 7, 2017

Arkansas Bankruptcy | Role of a Trustee

The role of a bankruptcy trustee depends on whether you are filing a Chapter 7 or a Chapter 13 Bankruptcy. What is a Chapter 7 Arkansas bankruptcy? Sometimes we don’t realize how much debt we have collected and don’t know we’re neck deep in financial trouble until it is too late. At that point you will have no other solution…

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July 7, 2017

What is a Chapter 7 Bankruptcy Discharge?

Bankruptcy Discharge. It’s got a nice ring to it. It sounds like maybe you just get to forget about all your bills and move on, right? Well, not quite. What Does the Term “Discharge” Mean in Chapter 7 Bankruptcy? “Discharge” in Chapter 7 Bankruptcy refers to clearing the debtor’s (the person who filed bankruptcy) all, or most, past debts. Although…

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June 7, 2017

How to Stop Foreclosure through Chapter 7 Bankruptcy

Foreclosure is one of the most traumatic financial situations a person may face. And unfortunately, it is very common. If you are facing foreclosure, you may feel powerless and confused. But you can stop it if you take action. You can seek debt relief, work a deal with your mortgage company, or file for Chapter 7 Bankruptcy. Depending upon your…

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May 9, 2017

Arkansas Bankruptcy: What is a Section 341 Meeting of Creditors?

What to expect after filing for Bankruptcy Soon after you file your Bankruptcy, the court will schedule a 341 Meeting, aka the “meeting of creditors.” It has to take place at least 21 days after you file, but no later than 40 days after you file for  bankruptcy. You must attend or your bankruptcy case can be dismissed. Information about…

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January 18, 2017

What Happens in a Ch. 7 Bankruptcy?

All of your pesky bills magically disappear and you are able to spend your money without being bothered by consequences!!! (Well, not exactly. If a bankruptcy attorney tells you that, you probably want to find a new one.) The first thing that happens when you hire a bankruptcy attorney to file in Arkansas is the “automatic stay.” As you might…

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