Stop a Foreclosure in Arkansas: What the Process Is and What to Do

If you are reading this blog post, it is for one of two reasons. Either you are facing foreclosure in Arkansas and want to stop it for any number of reasons or you know someone who is. No matter the...

Bankruptcy | Chapter 13 | Chapter 7   •    Dec 30 2021

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Owe money for Unemployment Overpayment?

I Owe Money for Unemployment Overpayment! During times of difficulty, while we are bombarded by the stresses of keeping the lights on and food on the table, we often do not pay as much attention as we should to the...

Bankruptcy   •    Sep 10 2020

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How to Get Driver’s License Back After Losing It Due to Money Owed From an Accident 

How to Get Driver’s License Back After Losing It Due to Money Owed From an Accident  Accidents happen to everyone, and sometimes one accident can grow into several problems. This is especially true of car accidents. In addition to loss of the use of your...

Bankruptcy   •    Jul 31 2020

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How to Stop a Garnishment in Arkansas

No one likes to feel out of control, at the mercy of someone or something else through wage garnishment. Unfortunately, for thousands of workers in the United States, that is the reality of their financial situation. Through an invasive process known as “wage garnishment,” a single creditor may take a large percentage of a person’s paid wages.

Bankruptcy | Chapter 13 | Chapter 7   •    Jul 24 2020

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Is Chapter 13 bankruptcy better now?

How the CARES Act Helps Debtors in Chapter 13 Bankruptcy  The CARES Act (Coronavirus Aid, Relief, Economic Security Act) provides some assistance to consumer and bankruptcy debtors.  In addition to the federal stimulus package which will provide a one-time payment...

Bankruptcy   •    Jul 7 2020

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Filing Bankruptcy without Leaving Your Home

Coronavirus and Filing BankruptcyEven though our interactions have been restricted, you still need to be able to receive financial relief. If you have been financially struggling but want to protect the health of you and your family, we can still...

Bankruptcy   •    Apr 6 2020

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How much does a car loan cost? Options in bankruptcy

How Much is that Car Loan is Really Costing?   Transportation is a Necessity   Cars have become a necessity we rely on for our everyday lives.  They are important tools for getting us to and from work, the grocery store, or doctor’s appointments.  Today, most cities are...

Bankruptcy | Chapter 13 | Chapter 7   •    Mar 18 2020

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What is a DSO (Domestic Support Obligation)?

What is a DSO (Domestic Support Obligation)? Section 101(14A) of the Bankruptcy Code defines a domestic support obligation as “a debt that accrues before, on, or after the date of the order for relief . . . including interest that...

Bankruptcy   •    Feb 19 2020

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Business Payday Loans and How they Work

The Small Business Ray Jones owns a small construction business, Ray’s Remodeling, LLC, which specializes in residential remodeling.  He pays his employees and buys his supplies in cash each month, incurring no trade debt.  Ray becomes sick and is hospitalized...

Bankruptcy   •    Jan 28 2020

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Help! My tax refund is being garnished!

Who can garnish my tax refund? There are four types of debt for which the federal government will withhold your tax refund or send it to one of your creditors. These debts include past-due federal taxes, state income taxes, child...

Bankruptcy | Chapter 13 | Chapter 7   •    Jan 2 2020

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