Testimonials

five star review

I really enjoyed meeting with Jessica and Brandon yesterday. It’s not the best circumstances, but they really put me at ease. They did an emergency filing for me which took a lot of stress off of me. I would really recommend wh Law.

five star review

Brandon and Jessica helped so much. They filed an emergency bankruptcy with $0 down and stopped my creditors fast. Stopping the stress was so worth it..

five star review

Courteous, knowledgeable, and helpful. They made a very difficult time a lot easier. I highly recommend them if you find yourself in need.

five star review

Mr. Haubert is an outstanding attorney. I have had the pleasure of being represented by his office for over a year. In this time the firm has took on exceedingly difficult tasks, and I am extremely grateful for Brandon Haubert for having the knowledge and experience to handle them flawlessly. The peace of mind that I receive from using the firm to protect my family's future is priceless. Anyone who is looking for a trust worthy, honest, and fair priced attorney should use Brandon Haubert. I truly believe that he cares about my family's future.

wh Law, is a debt relief agency. We help people file for bankruptcy protection under the U.S. Bankruptcy Code.

Your Future, Your Freedom, Start Now

501.891.6000

No Judgment, Just Help

Get your fresh start today. No more stress. No more phone calls. No more late bills.

$0 Down

Financial Freedom is a Phone Call Away

Bad things happen to good people. If you are having problems paying your bills and it has you stressed, worried, or uncertain; then we can help you get a fresh start. At wh Law | We Help, we have helped clients deal with debt problems. We can help save homes from foreclosure and automobiles from repossession.

501.891.6000

Why should I filed Chapter 13 if I qualify for Chapter 7?

If you are behind on your payments and you want to keep that property, then you need to file Chapter 13 instead of Chapter 7. Chapter 13 lets you stop foreclosures and repossessions, and lets you catch up on your payments. If your car was recently repossessed, then you can get it back.

Chapter 13 may save you money. Sometimes you can lower the amount you owe on your car if you purchased the care more than 910 days before you file bankruptcy. Also, you can lower your interest rate on your loan.

What if you don’t have the money to pay a bankruptcy lawyer? A Chapter 13 is cheaper to file. When you file a Chapter 13, you make your payment to the bankruptcy trustee and they pay your lawyer fees.

Bankrupty Blawgs

January 22, 2019

How to Stop Wage Garnishment

If your wages are currently being garnished, or if you are in danger of having them garnished, the attorneys at wh Law | We Help can stop the process.  We have attorneys who specialize in bankruptcy, who will use the bankruptcy code to prevent your wages from being taken from you, once and for all. A little known feature of

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January 22, 2019

How to stop your car from being repossessed

Automobile dealers and lenders like to try and scare people into scrambling to make up behind payments by threatening to repossess a vehicle.  Don’t let yourself be fooled. When you are behind on payments and don’t know how to make them up, filing bankruptcy can give you more time to figure out how to get caught up on your payments. 

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January 22, 2019

How to stop Foreclosure

The attorneys here are WH Law all have families and small children, so we understand the importance a stable home has for a family. Don’t let your concerns about bankruptcy prevent you from keeping your home. Many attorneys don’t understand the ins and outs of the bankruptcy code, but we do. If you are behind on payments on your mortgage,

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January 22, 2019

How to Stop Creditor Calls and Harassment

Creditor harassment is a major reason people seek bankruptcy assistance. Phone calls at home, work, threatening letters, lawsuits, garnishments, and bank seizures can make your life more difficult than it already is. When the creditor harassment is too much, call an experienced bankruptcy attorney and get some relief! Once you file your bankruptcy petition, all creditor harassment must stop immediately.

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January 22, 2019

How to deal with Credit Card debt

In most cases, if you have already decided to file for bankruptcy, continuing to make credit card payments is a waste of money. So,if you are going to file bankruptcy, then you should probably stop paying your credit cards. But if you are still undecided about bankruptcy or may not file your case for a long time, stopping your credit

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January 22, 2019

How to deal with medical bills

There’s no such thing as a “medical bankruptcy”. Even though you’re filing a bankruptcy case to get rid of overwhelming medical debt, you won’t be able to limit the case to just outstanding medical bills. The bankruptcy laws are designed to be as fair as possible to the debtor (the person who files the bankruptcy case) and to the creditors.

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January 22, 2019

How to deal with past taxes

If you’re thinking of filing bankruptcy because of heavy tax debts, there are some things you need to know before doing so.  The Bankruptcy Code makes it pretty difficult for you to get your tax debts discharged, because the government’s trying to get paid.  However, it is possible to get some of your tax debts wiped out.  You just have

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December 31, 2018

What is Exempt in Bankruptcy?

This is question everyone asks and for good reason. Everyone is worried about keeping their property and we don’t blame them. You worked hard for it. Most states require you to use state exemptions when you file for bankruptcy. Arkansas allows you to choose between Arkansas or Federal exemptions. However, you must pick one system or the other (you cannot

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December 24, 2018

Your Privacy and Bankruptcy

It should not be a surprise to anyone that one of the most important concerns of those considering filing for bankruptcy is privacy. It is true that bankruptcy is public information. Like most court cases, they are public record, you can view court records and sometimes newspapers publish notice of legal filings. Even though Bankruptcies are a public record they

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December 17, 2018

Bankruptcy | Student Loans and other Unforgivable Debts

It’s one of the most commonly asked student loan questions: Can you discharge your student loans in bankruptcy? The short answer: normally no, student loans are not dischargeable. Student loans are now the second highest consumer debt category – behind mortgages, but ahead of credit card debt. Unlike other consumer debt such as credit card and mortgage debt, however, student

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December 10, 2018

Filing Bankruptcy and Retirement Accounts

What happens to your retirement funds if you file bankruptcy before you retire? How about during retirement? Is your Social Security income at risk? Does bankruptcy even make sense for seniors? Here are the answers to five common questions about retirement in bankruptcy.   How Will Filing Bankruptcy Affect My Retirement Funds? Retirement accounts will probably will not be affected.

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December 7, 2018

What do I have to include when filing for bankruptcy?

The short answer – Everything! But it’s going to be ok.  Including it in your filing doesn’t mean you can’t keep your stuff.   Assets | Do I have to include all of my property when filing bankruptcy? We’ll start with what everyone is worried about. Keeping their stuff. You do need to list everything you own but including it

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